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Coverage Checklist

Are you getting the most out of your liability policy? Are you properly protected? Take a minute to complete the checklist below.

If your liability coverage does not include these exposures, call Brownyard immediately at 800-645-5820. Or, click here, to send us an email.

Does your current liability policy cover these exposures?

  • Failure to provide adequate security "Errors and Omissions" liability.
  • Intentional Assault and Battery.
  • Care, Custody and Control liability coverage for property you are guarding (both Real Property and Personal Property).
  • Liability assumed under a contract.
  • Punitive or exemplary damages.
  • False arrest, detention or imprisonment.
  • Malicious prosecution.
  • Coverage for use of firearms (authorized or unauthorized).
  • Libel and Slander.
  • Violation of privacy, wrongful entry or eviction.
  • Individual Coverage for employees.
  • Personal Injury lawsuits by employees.
  • Wage Freeze Endorsements (freezes guard wages at a given level for
    premium computation purposes).
  • Coverage for the use of mace.
  • Are you required to pay legal or investigative expenses in connection with any claims?

Are you required to participate in any loss other than through payment of your deductible?

Are you covered for such services as:

  • Polygraph and PSE?
  • Private Investigations?
  • Canine Patrol?
  • Armored car/courier service?
  • Traffic Control?
  • Shopping Services?
  • Consultations?
  • Consumer reports?
  • Background checks?
  • Alarm response?

Are you protected if you subcontract any of your work?

Is your carrier admitted to do business in your state?

Now you can protect yourself with liability insurance designed for the Security Guard Industry. And, at competitive prices!! Email us today for a quote!

For FAQs about our Brownguard Programs, click here.

 

 
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