Does your coverage provide protection against special exposures? Take a minute or two to complete the questions below.

1. One of your guards goes for a joy ride on a forklift at a plant your firm is protecting. Damage amounts to $75,000. Are you covered?
2. At a warehouse your firm is protecting, the guard fails to complete his rounds and a leaking water pipe results in $35,000 damage to the inventory. Are you covered?
3. During an argument at a textile mill, your security guard draws his unauthorized weapon and intentionally shoots and kills a mill worker. The jury award is $600,000. Are you covered?
4. A store in a suburban shopping center catches fire during the night while your guard patrols the property on foot. Your guard fails to turn in the alarm promptly. The cost is $450,000. Are you covered?
5. On a construction site, children unseen by your security guard play with bulldozer controls causing injury to a child and a judgment of $200,000. Are you covered?
6. One of your guards, whose background includes a history of mental instability, rapes a patient at a hospital you protect. It is determined that adequate checks of his background were not made. The jury award is $130,000. Are you covered?

Each of these events actually occurred. A standard liability policy would not cover the claims. Brownguard includes standard coverage and special situations... built into the policy.

Now, that's real protection!