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GroundCover.
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GroundCover Serves Landscape Contractors Across the U.S.

GroundCover™ from Brownyard Group is a new insurance program designed just for Landscape Contractors, including Landscape Gardeners and Lawn Care Service Providers. Based on our extensive experience insuring landscapers as an exposure within our market-leading PCOpro pest control program, we created GroundCover to serve the specialized liability and property insurance needs of landscape professionals.

Landscape ContractorsProgram Features:

  • Commercial General Liability
  • Commercial Property & Inland Marine Coverage
  • Written through Western World Insurance Group, rated "A+" by A.M. Best
  • Available on a non-admitted basis in all states*
  • Expert claims handling

*Admitted in NH

Coverage Highlights:

  • Care, Custody & Control Coverage
  • Professional Liability Coverage
  • Pesticide or Herbicide Applicator Coverage
  • Incidental exposure coverage for Pest Control, Carpentry, Fence Contractors, Masonry, Tree Pruning, etc.
  • Blanket Additional Coverage
  • Lost Key Coverage
  • Minimum premiums:
    • $750 for limits of $300,000/$600,000
    • $1,000 for limits of $500,000/$1 million
    • $1,250 for limits of $1 million/$2 million
 
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