GEORGIANA EISENHARDT, Account Manager, Investigative, extension 121

1. How do we apply for coverage?

It's easy! Just ask your broker to mail, email or fax the completed required information as soon as you can. You do not need an Agency Agreement to write this coverage through our program. We can usually have a quote for you within a few days.

2. In what states is the coverage available?

All states, except Wyoming and Nebraska.

3. What information is required for a quote?

• Completed, signed Brownyard application
• Four-year loss information
• Detailed Resume (for clients under three years experience in the industry)
• Copy of Broker's License and proof of Errors & Omissions Insurance

NOTE: Although there is no original signature required to quote, we will need the signed, original application to BIND coverages.

4. What limits can you write?

Although we do recommend that the higher limits be considered, we do write limits of $100,000, $300,000, $500,000 and $1,000,000.

5. What are your carriers ratings?

We only write our program through the very best carriers that have ratings of at least "Excellent" or better.

6. Are your rates competitive?

The coverages we offer through our program are not only very broad, but very reasonably priced.

7. Can I get a lower premium if I go directly through Brownyard without a broker and their commission?

No, we value the relationship between you and your local insurance representative and encourage you to stay with a local broker for the best possible service.