1. How do we apply for coverage?

It's easy! Just complete an application and submit it to our exclusive brokers. We can usually have a quote for you within a few days.

2. Are there minimum premiums?

Yes...our policies are subject to minimum premiums as follows: $300,000. Limit, $1,000. minimum premium $500,000. Limit, $2,500. minimum premium $1,000,000. Limit, $3,500. minimum premium

3. In what states is the coverage available?

Coverage is available in all states.

4. What information is required for a quote?

• Completed, signed Brownyard application
• Four-year loss information
• Detailed Resume (for clients under three years experience in the industry)
• Copy of Broker's License and proof of Errors & Omissions Insurance

NOTE: Although there is no original signature required to quote, NOTE: we will need the signed, original application to BIND coverages.

5. What limits can you write?

Although we do recommend that the higher limits be considered, we do write limits of $300,000.; $500,000. and $1,000,000.

6. What are your carriers ratings?

We only write our program through the very best carriers that have ratings of at least “Excellent” or better.

7. Is your Program admitted?

Our product is available on an admitted basis in most states.

8. Are your rates competitive?

The coverages we offer through our program are not only very broad, but very reasonably priced.

9. Can I get my Auto Coverage at Brownyard?

Yes, Business Auto is available in all states except Puerto Rico.
Call our office for details.